Dividend Income Calculator

How much do you need invested to generate your target passive income? Calculate the portfolio size needed to reach your dividend income goals.

Calculate Your Path to Passive Income

Your Path to $500/month

Portfolio Needed

$150,000

Still Need to Save

$140,000

Time to Goal

15.8 years

Your Current Dividend Income

Current Monthly Income

$33

Current Annual Income

$400

How to Build Dividend Income

The Dividend Income Formula

Portfolio Needed = Annual Income Goal ÷ Dividend Yield

To generate $6,000/year ($500/month) with a 4% yield portfolio, you need: $6,000 ÷ 0.04 = $150,000

Popular Dividend Income Goals

$500/month ($6K/year)

Requires ~$150,000 at 4% yield

Cover car payment + utilities

$1,000/month ($12K/year)

Requires ~$300,000 at 4% yield

Cover rent/mortgage

$2,500/month ($30K/year)

Requires ~$750,000 at 4% yield

Modest early retirement

$5,000/month ($60K/year)

Requires ~$1,500,000 at 4% yield

Comfortable retirement

Strategies to Reach Your Goal Faster

  • 1.Increase your savings rate - Even $100 more per month compounds significantly over time
  • 2.Reinvest all dividends (DRIP) - Accelerates compounding by 30-50%
  • 3.Focus on dividend growth stocks - A 2% yielder growing 10% annually beats a stagnant 5% yielder
  • 4.Diversify across sectors - Reduces risk and ensures consistent income

💡 Track Your Progress to Financial Freedom

Dividend Pro shows you exactly how close you are to your income goals. Set a target, track your dividend income by month, and watch your passive income grow.

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Start Building Your Dividend Income Today

Track your progress toward financial freedom with Dividend Pro.