Free DRIP Calculator

See how dividend reinvestment (DRIP) compounds your wealth over time. Calculate your future portfolio value and passive income.

Dividend Reinvestment Calculator

Final Portfolio Value

$311,204

Total Dividends Earned

$181,204

Final Annual Income

$33,029

Final Monthly Income

$2,752

YearPortfolio ValueAnnual DividendTotal Dividends
Year 1$16,640$640$640
Year 2$23,591$951$1,591
Year 3$30,896$1,305$2,896
Year 4$38,604$1,708$4,604
Year 5$46,773$2,169$6,773
Year 6$55,467$2,694$9,467
Year 7$64,762$3,295$12,762
Year 8$74,745$3,983$16,745
Year 9$85,517$4,772$21,517
Year 10$97,196$5,679$27,196

Showing first 10 years of 20 years

What Is DRIP (Dividend Reinvestment)?

DRIP stands for Dividend Reinvestment Plan. Instead of receiving dividend payments as cash, you automatically use them to buy more shares of the same stock. This creates a powerful compounding effect over time.

The Power of Compounding

Consider this example: If you invest $10,000 in a stock yielding 4% with 5% dividend growth:

Without DRIP (20 years)

~$26,500

With DRIP (20 years)

~$48,000+

Benefits of Dividend Reinvestment

  • Automatic compounding - Your dividends buy more shares, which earn more dividends
  • Dollar-cost averaging - You buy shares at various prices, reducing timing risk
  • No commission fees - Most brokers offer commission-free DRIP
  • Fractional shares - Every cent gets invested, even if it's not enough for a full share

💡 Track Your DRIP Progress

Dividend Pro automatically tracks your dividend reinvestments, calculates yield on cost, and projects future income. See your dividend snowball grow in real-time.

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